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OUR PRODUCTS 

COMMERCIAL INSURANCE

• Commercial General Liability Insurance
• Commercial Liability Insurance
• Professional Liability Insurance (Errors & Omissions)
• Workers’ Compensation Insurance
• Commercial Property Insurance
• Business Owner’s Policies (BOP)
• Commercial Auto Insurance
• Umbrella & Excess Liability Insurance
• Cyber Liability / Cybersecurity Insurance
• Employment Practices Liability Insurance (EPLI)
• Directors & Officers (D&O) Liability Insurance
• Surety Bonds (Bid, Performance, Payment, License & Permit Bonds)

EMPLOYEE BENEFITS & GROUP INSURANCE

• Group Major Medical Insurance
• Employer-Sponsored Health Insurance
• Employee Voluntary Benefits
• Group Life Insurance
• Supplemental Life Insurance
• Accident Insurance
• Critical Illness Insurance
• Cancer Insurance
• Heart Attack & Stroke Insurance
• Dental Insurance
• Vision Insurance

INDIVIDUAL & FAMILY HEALTH INSURANCE

• Individual Health Insurance
• Family Health Insurance
• Private Health Insurance Plans
• ACA (Affordable Care Act) Health Plans
• Short-Term & Alternative Health Plans (where available)
• Supplemental Health Coverage

SELF-EMPLOYED & 1099 SOLUTIONS

• Health Insurance for Self-Employed Individuals
• Private Health Plans for 1099 Professionals
• Income Protection Strategies
• Business Liability Coverage
• Retirement & Savings Strategies

RETIREMENT & INCOME PLANNING

• Retirement Planning Strategies
• Fixed Annuities
• Fixed Indexed Annuities
• Guaranteed Lifetime Income Solutions
• Employer Retirement Programs
• Executive Retirement Planning
• Infinite Banking Concepts

LONG-TERM CARE & LEGACY PLANNING

• Long-Term Care Insurance
• Hybrid Life Insurance with Long-Term Care Benefits
• Asset-Based Long-Term Care Solutions
• Final Expense Insurance
• Mortgage Protection Insurance

BUSINESS FINANCIAL & TAX STRATEGIES

• Research & Development (R&D) Tax Credit Review
• Cash Flow Optimization Strategies
• Payroll Tax Offset Opportunities
• Capital Preservation Strategies

IMPORTANT NOTE

• We provide Individual and Group Insurance solutions nationwide
• We do not offer Medicare plans

Get a Quote

Thanks for submitting!

Angel Vandhana
Nationwide Insurance Broker and Financial Solutions Specialist

www.insurance4ualways.com  

​​(800) 269-3062 Toll Free Direct

(Call/Text)


(840) 256-1181

Direct
(Call/Text/)

Fax (877) 439-5853
California License Number 4397964

National Producer Number

21271571

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